Tag Archives: Thrift

The #Frugal Life: Mute The #Commercials

I clearly remember Super Bowl Sunday 2013, not because of the game, the highlights, the commercials, or the advertised specials. I remember it well because all the commercials were muted!

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I know that many of you are pretty shocked right now.

You see, a couple from church opened their home to anyone who wanted to watch the game and just hang out. In order to make it more interesting, the couple created an environment where – during commercials – the TV was muted and someone would talk about something they were thankful for, how God blessed their life, or something they just wanted to share with their friends. What does this have to do with Living Frugally? Everything!

I love John 16:13
When the Spirit of truth comes, he will guide you into all truth. He will not speak on his own but will tell you what he has heard. He will tell you about the future. (NLTse)
If we say we are Christians then we are to be guided by the third member of the Triune God- the Holy Spirit. Often The Spirit speaks to us like a small voice reminding us of our priorities, goals, mission, etc. Advertizing for the newest gadgets, upgrades, new features etc. become competitors for our attention. The Spirit will not force Himself on us so many times the big sales and allure of shiny new toys wins out- tragic!

There is a reason retailers pay millions per second to advertise during the Super Bowl. It is the same reason that Super Bowl commercials are so much more creative than any other time of year. The marketers realize that it is the most watched sporting event in the world and therefore, it serves as their best opportunity to get into your pockets. You’re glued to the tube and they know it!

At the party I attended there was zero opportunity for these retailers to influence our buying decisions. I was free to remain in a thankful mindset, enjoying time spent with other Christians and therefore open to The Spirit’s voive. I was not tempted to spend based on an emotional response to advertizing creativity. However, the neighbors next door, whose TVs were not muted, were subjected to creative attempts at infiltrating their wallets, bank accounts, and credit cards.

Resist the Temptation

The power in having the ability to ‘just say no’ cannot be overstated. Imagine the temptations you would avoid if you decided, before hand, that you are going to say no to all advertising during Thanksgiving, Black Friday, Cyber Monday, Christmas, New Year’s, and Super Bowl Sunday!

It brings to mind the fact that many folks who have a desire to save, live frugally, invest, etc. are sometimes thrown off track by a commercial designed to do just that…throw them off track!

How many dreams have been wrecked because of one unplanned purchase which leads to regular unplanned spending? I imagine the answer is in the millions.

A well planned budget doesn’t include reaction or emotion-based spending. It is the result of a disciplined mindset that recognizes the importance of saying no to creative marketing ploys. My advice to those determined to live the frugal life? Mute the Commercials!

What about you , BBM reader:

*Are you able to tune out the commercials or do you occasionally fallen victim to those wily advertisers?
*What’s your plan for resisting New Year’s and Super Bowl advertizing tactics?
*Got helpful tips for your fellow BBM audience?

I’d love to hear your ideas!

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The Frugal Life: #Frugalite Shopping

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Luke 14: 28-33 But don’t begin until you count the cost. For who would begin construction of a building without first calculating the cost to see if there is enough money to finish it? Otherwise, you might complete only the foundation before running out of money, and then everyone would laugh at you.They would say, ‘There’s the person who started that building and couldn’t afford to finish it! ’ “Or what king would go to war against another king without first sitting down with his counselors to discuss whether his army of 10,000 could defeat the 20,000 soldiers marching against him? And if he can’t, he will send a delegation to discuss terms of peace while the enemy is still far away. So you cannot become my disciple without giving up everything you own.

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If you are determined to live a frugal lifestyle it is essential that you learn the art of purchasing items at the lowest possible prices.

Doing so allows you to keep a higher percentage of your #paycheck; therefore, allowing more for paying off debt, saving, and investing. This is what allows you to build a strong financial situation. So how do you accomplish frugal spending?

First, pawn shops. These stores are very underrated. I frequently shop at a pawn shop in my neighborhood. Since I love buying movies I am thrilled that my favorite pawn shop sells DVDs & blu-rays for less than $5. I can buy three movies for the price of one brand new movie at popular store chains.

The movies haven’t been shortened, altered, or otherwise made any less entertaining just because they are priced lower than their brand-new counterparts. Also, I love knowing I am getting the most bang for my hard-earned bucks.

Second, #thrift stores. Along with pawn shops, these stores are a great resource for clothing, furniture, electronics, and power tools. There is a thrift store in my neighborhood where I can buy a jacket, tie, slacks, and dress shirt for less than $5. Yes, all those items for less than $5!

You may be thinking these items may be off brand, unimpressive rags that I would not wear in public. You would be wrong. I’m talking about brands like Perry Ellis, Liz Claiborne, and many others. Of course, off brands are also available. However, if you are dedicated to living frugally, the brand’s name should not matter at all.

Thrift: prudent use of money and goods: the sensible and cautious management of money and goods in order to waste as little as possible and obtain maximum value.

Thrifty Shopping

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Imagine that you have $50 set aside for clothes. You can go to a famous chain store and purchase one, maybe two outfits. Conversely, you can go to a thrift store and spend $10 for similar items. That is the art of Frugal Shopping! And of course you cannot get any more frugal than free. I like to browse the free section of Craigslist every now and then. Over the years I have acquired things like glass shelves, vases, a mattress, indoor plants, clothes, shoes, couches, a TV, and loads of other items at zero cost. It would be difficult to add up the monetary savings I have achieved over the years. Also, the barter section of craigslist is very helpful. Why not exchange something you are willing to get rid of for something you want or need? Bartering allows you to acquire items without taking away from your bank account to do so.

If you want to keep more of your paycheck and become a frugal shopper, the first step is to search for thrift stores and pawn shops in your area; and pay them a visit.

Happy, Frugalite shopping!