Tag Archives: homeless

The #Frugal Life: A Frugal Mentality

How Much is Enough

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Often, upon hearing the word frugal, inaccurate images float through the mind’s of many people.

Some imagine a penny-pinching Grinch that hoards every dollar as if clinging to life itself.

Others imagine a destitute fool who doesn’t recognize the so-called “finer things in life.”

My hope is that this blog post gives a better picture of the mind of the frugal individual. Set aside the inaccurate, and sometimes insulting images in your mind, and let’s discover the real reasons for developing the frugal mentality.

There is a scene in the movie The Great Gatsby where Gatsby is on the second floor of his bedroom, throwing pieces of clothing down to the woman he loves. His intention is to entice her with his riches, impress her with expensive clothing, and therefore hold her affections.

This is a far cry from the frugalist’s mindset and definitely far from the mind of God. I say this because of what is written in #Matthew 6:33

Seek the Kingdom of #God above all else, and live righteously, and he will give you everything you need. (NLTse)

God prompts us to seek His Will, His pleasure and His mission for our lives above all else. We are not to be trapped in the vicious cycle of working hard for material gain just to be foreced to work even harder to afford even more. If we concentrare on our relationship with God first, He will align our mind and goals with His and therefore free us from such dangerous materialism that inevitably lead to greed.

The Christian Frugalite (yes, I created a new word), following the Spirit’s direction, is free to see things as they really are. Free from the prison of materialism. The frugalist understands that the really important things are neither material nor monetary. Unlike the get-all-you-can attitude of most folks, the frugally minded actually see the ultra-lavish lifestyle as both sickening and greedy.

The movie scene I described earlier actually turned my stomach. Why? Because I think of all the desperate people in the world who could benefit from the generosity of the ultra-rich.

Can you imagine the problems that would be solved if every mega-rich celebrity or sports personality decided to sell their mansions and some of their many luxury vehicles, then donated the proceeds to feed the hungry or help rescue victims of human trafficking? What if all those millions were funneled into creating jobs for those in desperate situations instead of being used to buy expensive purses, over-priced shoes and jewelry?

That would be an amazing thing!

It is the Christ-centered, frugal mind that can do this world the most good because it is not trapped by the unproductive idea of gathering more and more stuff. The Frugalite is free to give to charities, churches, and the indigent on the street without feeling she has missed something.

She understands the importance of paying a homeless person to wash her car instead of going to the car wash. In fact, giving to those less fortunate gives the frugal person a great sense of accomplishment and satisfaction.

So the next time you’re tempted to think of a Frugalite as stingy or cheap, you may want to consider that she is not hoarding her pennies, she is proactively funneling them to where they do the most good.

I’d really love to hear:
*What frugal practices have you adopted?
*What frugal habits do you plan to employ in 2015?

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Teen Business Owners-Part Three: Contributing To Society

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There are many reasons why I love to support and highlight small businesses. One of those reasons is the business owner’s contribution to the surrounding community. Bright Balance Ministries believes it is of the utmost importance to expose our teens to the truth of this contribution and, more importantly, show them how they can become a part of it.

The Bible’s account of The Good Samaritan in Luke 10:25-37 reminds us that everyone we come into contact with is our neighbor and we are all responsible for each other. Also in Matthew 25: 34-40 God speaks of feeding the hungry and clothing those who need it.

“Then the King will say to those on his right, ‘Come, you who are blessed by my Father, inherit the Kingdom prepared for you from the creation of the world. For I was hungry, and you fed me. I was thirsty, and you gave me a drink. I was a stranger, and you invited me into your home. I was naked, and you gave me clothing. I was sick, and you cared for me. I was in prison, and you visited me. ’
“Then these righteous ones will reply, ‘Lord, when did we ever see you hungry and feed you? Or thirsty and give you something to drink? Or a stranger and show you hospitality? Or naked and give you clothing? When did we ever see you sick or in prison and visit you? ’ “And the King will say, ‘I tell you the truth, when you did it to one of the least of these my brothers and sisters, you were doing it to me!’

So what does Teen Entrepreneurship have to do with taking care of the needy?

Teen Gardner

As a small business owner I know the money I earn from doing business with my neighbors stays in my neighborhood. I spend money at the local grocery stores, pawn shops, mechanic, etc. This allows my surrounding community to profit from my earnings. Also, since locally owned small businesses usually charge less I am able to save money for the specific purpose of helping those less fortunate than my wife and I.

Imagine instilling this type of discipline in your teen and adolescent children. Once they learn how to conduct business, they’ll appreciate the effort needed to turn fifteen cents into a dollar. This will help create compassion in their hearts for those who are trapped in the deep pit of poverty. This is one way teenaged Good Samarians are created.

Imagine your child owning a lemonade stand, lawn care business or babysitting service. If they work hard they will gain enough business that they find themselves in need of employees. This is the second way they can contribute to society- creating jobs.

Have you ever noticed that politicians often campaign using the “I will create more jobs” promise? Corporate business owners like Donald Trump desiring to move into a new location often publicize the many jobs they’ll bring to the community. The reason for this is they fully understand how important job creation’s impact is on a community. When you create jobs you create opportunity for financial stability.

Let’s say there is a town with a population of 10,000 people. Imagine that 4,000 of them are unemployed. In this situation 6,000 people work and provide for all 10,000. This is not a perfect analogy but you get the point. This causes strain on those who are employed. There are not enough shoulders to help bear the economic load. But let’s say several members of this population open businesses of varying types and sizes creating three thousand jobs. Now there are only one thousand people unemployed and three thousand additional shoulders have stepped in to help lift the economy. This is economic growth brought on by business owners, not legislature, not law-makers or hand outs but entrepreneurs creating opportunity!!

Did you know the Bible talks about farmers creating opportunity for the poor?

“During the seventh year, let the land lie unplowed and unused. Then the poor among your people may get food from it, and the wild animals may eat what they leave. Do the same with your vineyard and your olive grove.” Exodus 23:11

“Do not go over your vineyard a second time or pick up the grapes that have fallen. Leave them for the poor and the alien. I am the LORD your God.” Leviticus 19:10

Vineyard

In both these verses the excess is left for those who cannot provide for themselves. The hard working homeless in our society are willing to do what it takes to get out of their financial slump, we just need to give them the chance to do so.

I can imagine a homeless man who sees the fallen grapes of a vineyard and the untouched potatoes left behind on purpose by a potato farmer. The homeless man gathers these goods, eats a few grapes to satisfy his stomach and then barters with several other fruit and vegetable farmers in exchange for several other ingredients which he then uses to make a large pot of soup. Also imagine that he takes a bowl of soup to the local seamstress and barters for her services. His ripped clothes are now mended. This brings a high level of satisfaction, accomplishment and comfort to someone who lives outside in the harsh weather. Slowly but surely this man moves from the financial desert to financial stability all because the entrepreneurs around him created opportunity for him to pull himself up.

This is a system of generosity in which we should teach our children to participate. We need to imagine a world much better than the one we live in now. Then beg God’s guidance and wisdom in addressing the issues we face. The entrepreneurial attitude needs to be infused into the following generations in order for us to repeat the many successes of our past so that we may more positively affect our futures.