Monthly Archives: December 2014

The #Frugal Life: A Frugal Mentality

How Much is Enough

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Often, upon hearing the word frugal, inaccurate images float through the mind’s of many people.

Some imagine a penny-pinching Grinch that hoards every dollar as if clinging to life itself.

Others imagine a destitute fool who doesn’t recognize the so-called “finer things in life.”

My hope is that this blog post gives a better picture of the mind of the frugal individual. Set aside the inaccurate, and sometimes insulting images in your mind, and let’s discover the real reasons for developing the frugal mentality.

There is a scene in the movie The Great Gatsby where Gatsby is on the second floor of his bedroom, throwing pieces of clothing down to the woman he loves. His intention is to entice her with his riches, impress her with expensive clothing, and therefore hold her affections.

This is a far cry from the frugalist’s mindset and definitely far from the mind of God. I say this because of what is written in #Matthew 6:33

Seek the Kingdom of #God above all else, and live righteously, and he will give you everything you need. (NLTse)

God prompts us to seek His Will, His pleasure and His mission for our lives above all else. We are not to be trapped in the vicious cycle of working hard for material gain just to be foreced to work even harder to afford even more. If we concentrare on our relationship with God first, He will align our mind and goals with His and therefore free us from such dangerous materialism that inevitably lead to greed.

The Christian Frugalite (yes, I created a new word), following the Spirit’s direction, is free to see things as they really are. Free from the prison of materialism. The frugalist understands that the really important things are neither material nor monetary. Unlike the get-all-you-can attitude of most folks, the frugally minded actually see the ultra-lavish lifestyle as both sickening and greedy.

The movie scene I described earlier actually turned my stomach. Why? Because I think of all the desperate people in the world who could benefit from the generosity of the ultra-rich.

Can you imagine the problems that would be solved if every mega-rich celebrity or sports personality decided to sell their mansions and some of their many luxury vehicles, then donated the proceeds to feed the hungry or help rescue victims of human trafficking? What if all those millions were funneled into creating jobs for those in desperate situations instead of being used to buy expensive purses, over-priced shoes and jewelry?

That would be an amazing thing!

It is the Christ-centered, frugal mind that can do this world the most good because it is not trapped by the unproductive idea of gathering more and more stuff. The Frugalite is free to give to charities, churches, and the indigent on the street without feeling she has missed something.

She understands the importance of paying a homeless person to wash her car instead of going to the car wash. In fact, giving to those less fortunate gives the frugal person a great sense of accomplishment and satisfaction.

So the next time you’re tempted to think of a Frugalite as stingy or cheap, you may want to consider that she is not hoarding her pennies, she is proactively funneling them to where they do the most good.

I’d really love to hear:
*What frugal practices have you adopted?
*What frugal habits do you plan to employ in 2015?

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BBM Interviews Melissa Dougherty: This Energetic Christian, Wife, Mother and Avid Minister to Jehovah’s Witnesses Gives Her Perspective on Money Matters

I met Mrs. Melissa Dougherty through a Facebook group dedicated to ministering to #Jehovah’s Witnesses and #LDS members. I always appreciated her attitude of tenderness and love for those we brought the Gospel to. I look up to her knowledge of the #Bible and what Jehovah’s Witnesses believe/preach. Her boldness was always a motivator and both her humbleness and passion for teaching are to be admired. Because of these, and other, attributes I decided I had to interview her on the topic of Personal #Finance.

Let’s dive right in!

BBM: Is the Bible One of your Financial #Education sources? Why or Why Not?

Melissa: Yes, but not like I want it to be. Mainly because I’m not really the breadwinner of our home, so though I have some control over finances, ultimately it’s in my hubby’s hands.

BBM: Do you believe that Small Business contributes positively to the Economy?

Melissa: Yes I do. They’re the ones that are going to help the country not become so monopolized, and give to the people. Not the corporations.

BBM: How do you manage your finances? Examples: Financial Adviser, checkbook register, a combination of tools or something else)

Melissa: A lot of math! We don’t ever really know what we’ll make every month, so we budget out our money by keeping a planner of bills and what’s spent

BBM: At What age did you begin to form a “financial freedom” mindset?

Melissa: I felt very good about saving and spending money around age 18.

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BBM: Why do you believe financial wisdom is important?

Melissa: Financial management is the cause of much stress! Knowing how to manage our money wisely can contribute to a much more fulfilling life.

Thanks very much to this amazing, Christian teacher for her time and honesty. I hope to feature her again in the future.